Spread payment over 12 months,
as low as 1.75% per month
Visit ”www,paywithspecta.com” and click “Signup”
Provide basic information on the page.
An account activation email will be sent to the email address you provided during
signup: Click “ Activate Account” to proceed.
An account activation link is generated, and aan OTP is sent to your phone number registered on BVN.
Input the OTP and upon verification of the OTP, you be routed to the login page.
Provide your email address and password to access the dashboard, to get your spending limit.
Click “Get Your Spending Limit” after logging into the dashboard.
Provide your personal information and click “Proceed”.
Input your Bank account number, select Bank, and click “Request Bank Statement”. (GTB and Zenith Bank account holders are to request for the ticket ID from thir mobile app)
You will recieve A ticket ID and Password via SMS and Email, to the Email address and phone number linked to your bank accounts.
input the ticket ID and password received from your bank.
If successful, you will be issued a spending limit and a congratulatory email.
To start utilizing your spending limit, you will need to add a disbursement account which must be an individual current account with Sterling Bank.
If you do not have a Sterling Bank current account, click the “NO” button and open an account onling providing the account opening documentations.
If the account analyzed for the spending limit is not a Sterling Bank account,you will have to tokenize the card linked to your account after adding the disbursement account.
You can utilize your spending limit at any merchant location or outlet.